In addition to the make available process, TRIA requires the insurer to engage with its policyholders through a series of disclosures. The insurer must make three substantive disclosures to its policyholder:

  • The premium charged for insured losses under the program;[1]
  • The federal share of compensation for insured losses under the program;[2] and
  • The existence of the program’s liability cap.[3]

7.1 – Disclosure of Premium

7.2 – Disclosure of Federal Share and Liability Cap

7.3 – Timing of Disclosure

7.4 – Recipient of the Disclosures

7.5 – Evidence of Compliance

7.6 – NAIC Model Disclosure Forms

7.7 – Policies, Processes and Controls


[1] 31 C.F.R. § 50.10(a)(1).
[2] 31 C.F.R. § 50.10(a)(2).
[3] 31 C.F.R. § 50.15.